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Description

I am currently working with TATA Consultancy Services as Senior Process Analysist for POC under the team Bankruptcy.

Experience – 6 years Completed in TATA Consultancy Services.

·    Process Handled –Proof of Claims (POC), POC QC Validation

·    Project Name      – Nationstar Mortgage LLC, d/b/a Mr. Cooper from August 2017.

Reporting to Bankruptcy managers Carlos Salas, Andres Aguilar, and Tanisha Wilson.

·    Process worked – 2 years of experience in Underwriting ( It’s the process a lender uses to determine offering a loan to a borrower ) and  Bankruptcy ( Bankruptcy helps people who can no longer pay their debts get a fresh start by liquidating assets to pay their debts or by creating a repayment plan )

.     Review borrower documents like Note, deed of trust, Property information and income statement, Credit report, Appraisal report.

.     Calculation under 4’cs of underwriting – Credit, capital, collateral and capacity.

.     Evaluate creditworthiness of borrows in order to render a credit decision. This includes but is not limited to the review of paystubs, W2’s, asset statements, bank account statements, credit reports.

.     Reviewing of 1008 (Appraisal report) and 1003 form.

.     Income calculation for self-employed in mortgage.

.     Calculation of Debt to income and Loan to value.

.     Pre closing – Collecting and check all the documents of the borrower and prepare the same documents for closing.

.     Completing the Mail requests from Clients on a daily Basis.

.     Working as a part of a Bankruptcy for POC and meeting the business

Requirements on a daily ba sis.

.     Suggest Process Improvements Ideas and Initiatives to enhance better business results.

.     Preparing and Maintaining Trackers for enhancement of process.

.     Ensure individual achievement of 100% in terms of Production, Quality & required SLA.

.     Handling email escalations.

.     Sending the daily reports for Log in and Log Out to the team

Achievements:

Received Best Performance Awards.

Received Appreciation Mails from Clients from Higher level.